Privacy Policy

Introduction

Home Financial Tools ("we," "our," or "us") operates the website homefinancialtools.com (the "Service"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We are committed to protecting your privacy and ensuring you have a positive experience on our website and in using our financial calculators and tools.

Information We Collect

Information You Provide

• Calculator inputs (home prices, income, mortgage details, etc.) - used only for calculations and not stored
• Email addresses when you subscribe to our newsletter (optional)
• Feedback or questions when you contact us

Information Automatically Collected

• Usage data (pages visited, time spent on site, clicks)
• Device information (browser type, operating system, IP address)
• Cookies and similar tracking technologies

How We Use Your Information

• Calculator Functions: Process your inputs to provide accurate calculations and recommendations
• Website Improvement: Analyze usage patterns to improve our calculators and user experience
• Communication: Send newsletters and updates (only if you subscribe)
• Legal Compliance: Comply with applicable laws and regulations
• Security: Protect against fraud and abuse

Third-Party Services

Google AdSense

We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google's Ads Settings.

Google Analytics

We use Google Analytics to understand how visitors use our site. This service may collect information such as your IP address, browser type, referring website, pages visited, and time spent on our site.

Affiliate Links

Our website contains affiliate links to third-party services (mortgage lenders, real estate platforms). When you click these links, those companies may collect information according to their own privacy policies.

Data Storage and Security

• Calculator Data: Financial inputs in our calculators are processed in your browser and not stored on our servers
• Security Measures: We implement appropriate technical and organizational measures to protect your data
• Data Retention: We retain personal information only as long as necessary for the purposes outlined in this policy
• No Sale of Data: We do not sell, trade, or rent your personal information to third parties

Cookies and Tracking

We use cookies and similar technologies to enhance your experience on our website:

• Essential Cookies: Required for website functionality
• Analytics Cookies: Help us understand website usage
• Advertising Cookies: Used by Google AdSense for personalized ads

You can control cookies through your browser settings. However, disabling cookies may affect website functionality.

Your Rights and Choices

• Access: Request information about data we have collected about you
• Correction: Request correction of inaccurate personal information
• Deletion: Request deletion of your personal information
• Opt-out: Unsubscribe from our newsletter at any time
• Cookie Control: Manage cookie preferences through your browser

Children's Privacy

Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

International Users

Our website is hosted in the United States. If you are accessing our Service from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this policy.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: